An Update On The Equifax Breach
Unfortunately for Equifax, outcry over their massive security breach is not yesterday’s news even 6 weeks after the hack was made public.... Read More
The Construction Industry & Business Credit
It was only a decade ago when thousands of contracting companies were forced to close their doors and tens-of-thousands of contractors faced... Read More
Experian Hit With Fines For Violating Dodd-Frank
Experian Facing a Major Fine for Deceiving Consumers The Consumer Financial Protection Bureau (CFPB) is penalizing Experian, one of the major consumer... Read More
Trending Credit Data
What is Trending Credit Data? Last year there was a change made to way mortgage bankers view a loan applicant’s credit risk.... Read More
Credit Bureau Reporting Overhaul
There may be light at the end of the tunnel for consumers complaining of unjust and inaccurate credit reporting behavior frequently used... Read More
The Experian Credit Bureau Hacking
The majority of Americans have a credit file with each of the the three major credit reporting agencies, Experian, TransUnion, and Equifax.... Read More
Why Our Credit Scores Are Improving
As of March 2015, credit scores have been improving! In fact, The Federal Reserve Bank of New York found that the average... Read More
Verizon & Sprint Illegal Billing Practices
As a credit repair expert I often see Verizon & Sprint collections that destroy credit. In most cases consumers have refused to... Read More
New Legislation Bans Credit Checks for NYC Job Seekers
The New York City Council passed legislation which will ban most employers from using peoples’ credit history in hiring decisions. According to the... Read More
Top 10 Credit Myths Debunked
Credit Score Misconceptions There are numerous credit myths that may be hurting your wallet and your credit rating. These days the internet... Read More
Important FICO Consumer Credit Score Update
The important FICO credit score update is when consumers order their credit scores online from FICO , consumers will now also receive mortgage, auto,... Read More
The History of Credit Reporting & Scores
Have you ever wondered where credit scores originated from? By the 1960’s, Americans had become much more mobile and consumers were traveling... Read More
Cities With Highest Ranking Credit Scores
NerdWallet did a study to see how the largest cities in the US ranked in terms of credit. There were a few... Read More
Credit Regulation
Due to the Consumer Financial Protection Bureau (CFPB) more credit-card companies are making credit scores available, but is this a good thing?... Read More
Buyers and Mortgage Applicants
Reach out to your referral sources to gain buyers and mortgage applicants in 2014 There is a large segment of potential buyers,... Read More
2014 Qualified Mortgage Rules
With interest rates rising and the new 2014 Qualified Mortgage rules credit scores are more important than ever. Here are some tips... Read More
2014 Mortgage Regulations
HOW WILL THE NEW 2014 MORTGAGE REGULATIONS IMPACT A BUYER’S ABILITY TO GET FINANCING AND WHAT WILL HIGH CREDIT SCORES DO TO... Read More
Universal Default Impacts Credit
WHAT IS “UNIVERSAL DEFAULT” AND HOW CAN IT IMPACT YOUR CREDIT CARD AGREEMENTS? Universal default used to be when a credit card... Read More
Aftermath of Hurricane Sandy 2012
All of us at North Shore Advisory, Inc are sending out our thoughts and support to all of you that have been... Read More