Each credit report is unique to the individual, so in order for us to know whether we can help you or not, our credit specialists will first need to see a current copy of your credit reports and scores. Once we receive a copy and review your reports, one of our specialists will reach out to schedule your complimentary consultation.
North Shore strives to provide an effective, honest, translucent and educational service, we will never take on a case that we believe there will not be success with. Every client of ours is given access to our Credit Education Site so they can learn about managing and building their credit while we work to repair it.
Although many online sites offer credit scores and reports, it’s important to order the credit scores that lenders will actually use. We request these scores/reports only because they have the most detailed and accurate information which allows us to better analyze your credit and they come with actual lending FICO scores used by banks. It’s also important to note that FICO offers over 50 versions of credit scores. The product below will provide you with four or more versions of the scores when you purchase them. The one nearest to what your mortgage banker uses is the one titled “mortgage lending” version so please keep that in mind when you are looking at these varied scores.
Be aware that purchasing a copy of your own reports and scores will not impact scores, it is only when a third party pulls your credit that a hard inquiry will be reported.