FICO’s Reign Over Credit Scoring Threatened
*Update* The FHFA will not be initiating any score changes likely until 2020. The FHFA is instead focusing on the Economic Growth,... Read More
6 Easy Ways to Boost Your Credit Score in 2018
Is better credit management one of your goals for the new year? Here are a few tips on how to help increase... Read More
7 Ways to Protect Your Credit During Holiday Shopping Mayhem
Stores have been bursting at the seams with holiday decor since Halloween in anticipation for their annual holiday shopping frenzy that is... Read More
Was Your Personal Data Stolen?
Equifax announces major data breach, it’s estimated to impact 145.5 million consumers. On September 7th, 2017, one of the largest credit agencies,... Read More
Top 5 Ways To Establish Personal Credit
How To Build Diversified Personal Credit Profiles It is extremely important to understand the credit scoring landscape in order to have the... Read More
Christmas & Holiday Credit Tip
The Christmas & Holiday season is a time full of joy, laughter, and time spent with loved ones. But, if you have ever stepped into... Read More
Safe Guard Your Credit Score Through the Holidays
While you’re out shopping for your loved ones this Holiday season it’s important to consider the impact excessive spending can have on... Read More
Credit Denial Makes Building Credit Hard for Millennials
Millennials Attempt to Open Credit Card Accounts but Do Not Qualify Building credit from scratch can be tricky, time consuming, and requires... Read More
Millennials With Good Credit History Looking to Purchase Real Estate
Ellie Mae’s Millennial Tracker Millennials make up the largest portion of the US population, this generation consists of individuals born between the... Read More
Frivolous Spending On Reward Credit Cards
Do Credit Cards Make You Spend More? With the development and use of financial technology evolving every day, more and more consumers... Read More
Payment Reminders and Credit Card Debt
The Urban Institute did a study on credit card holders in the United States and found that nearly half of them are... Read More
Retirees: Monitor Credit Profiles And Scores For Identity Theft
As an individual approaches retirement age it is likely they are more focused on preserving their wealth and less on managing their... Read More
Email and Phone Scams
Mortgage relief scams, IRS scams, utility, and phone scams are common and the criminals are known to target individuals whom they assume... Read More
Credit Scoring Sells
We have all heard the expression “sex sells”, but what about “credit sells”? In today’s financial world many individuals feel their character... Read More
Millennials Credit & Fraud Protection
The major banks have a vested interest in the future credit and fraud protection of Millennials. FICO conducted a survey on roughly... Read More
Wealth Has Nothing To Do With Credit
Being wealthy is certainly a factor in being approved for large loans/mortgages, but it does not mean that you have better credit.... Read More
FICO Score Tabulations
Professionals that serve those purchasing real estate or seeking financing know firsthand how confusing and frustrating credit and scoring can be. When... Read More
How To Take Advantage Of Your Excellent Credit Score
There are ways to leverage your near-perfect credit score For those who achieve an “average to excellent” FICO credit score (660 and... Read More
Credit History Can Impact Car Insurance Rates
Did you know that your credit history play a bigger role in their car insurance rates than your driving record does? Consumer... Read More
How Do Credit Scores Affect Home Buyers?
The housing marketing is thriving again and interest rates have been on a steady incline over the last several months. With interest... Read More