6 Easy Ways to Boost Your Credit Score in 2018
Is better credit management one of your goals for the new year? Here are a few tips on how to help increase... Read More
7 Ways to Protect Your Credit During Holiday Shopping Mayhem
Stores have been bursting at the seams with holiday decor since Halloween in anticipation for their annual holiday shopping frenzy that is... Read More
Was Your Personal Data Stolen?
Equifax announces major data breach, it’s estimated to impact 145.5 million consumers. On September 7th, 2017, one of the largest credit agencies,... Read More
Christmas & Holiday Credit Tip
The Christmas & Holiday season is a time full of joy, laughter, and time spent with loved ones. But, if you have ever stepped into... Read More
Safe Guard Your Credit Score Through the Holidays
While you’re out shopping for your loved ones this Holiday season it’s important to consider the impact excessive spending can have on... Read More
Frivolous Spending On Reward Credit Cards
Do Credit Cards Make You Spend More? With the development and use of financial technology evolving every day, more and more consumers... Read More
Retirees: Monitor Credit Profiles And Scores For Identity Theft
As an individual approaches retirement age it is likely they are more focused on preserving their wealth and less on managing their... Read More
Email and Phone Scams
Mortgage relief scams, IRS scams, utility, and phone scams are common and the criminals are known to target individuals whom they assume... Read More
Millennials Credit & Fraud Protection
The major banks have a vested interest in the future credit and fraud protection of Millennials. FICO conducted a survey on roughly... Read More
Wealth Has Nothing To Do With Credit
Being wealthy is certainly a factor in being approved for large loans/mortgages, but it does not mean that you have better credit.... Read More
How To Take Advantage Of Your Excellent Credit Score
There are ways to leverage your near-perfect credit score For those who achieve an “average to excellent” FICO credit score (660 and... Read More
Millennials Vs. Credit
According to a new study done by Experian it is clear that Millennials have very different credit than other generations. On average,... Read More
How Does FICO Determine Borrower Risk?
Banks have risen their thresholds for what is considered average, good, and great credit, so many approvals have begun to fall through... Read More
Warning: Credit Scores Are Not Enough to Detect Identity Theft
Credit scores are not enough to detect identity theft and in this article we will discuss why. The White House issued a press... Read More
Free Credit Score Scams
What are free credit score scams? It can be very enticing to get a free credit score online, and now it’s easier... Read More
Protection From ID Theft During Holiday Season Shopping
Even though the holidays are a wonderful time, consumers have to be extra careful about protection from ID theft during holiday season... Read More
Free Credit Scores Can Introduce Scams
These days there are hundreds of sites offering free credit scores but can they introduce the user to a scam? There are thousands... Read More
Can Chip-and-PIN Credit Cards Protect Our Identities?
This past year has been fraught with identity theft, especially with credit cards. Can chip and pin cards protect our identities? Over... Read More
Co-signing Loans Can Come Back to Haunt You
It’s very common for younger people or individuals with little credit, to need a co-signer on their first loan. Usually lenders want... Read More
Credit Mistakes After Mortgage Approval
A Common Credit Mistake Individuals Make After Mortgage Approval Opening too many accounts at once: After being approved for a mortgage you... Read More