Reasons To Establish Credit Cards Early



  • If you don’t have credit, you don’t have a credit score. If you don’t have a credit score, a lender can’t see your financial situation which means there is no transparency between the two of you. We suggest establishing credit early. You should plan to open and have at least one credit card. Plan to charge 10% of the credit limit and pay of the amounts off in full every month. This will show lenders you are in a stable financial situation and can pay off bills without going into debt.

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