How Spouses Credit Is Affected By Joint Accounts



  • When you jointly file or buy something, if your spouse doesn’t pay the bill, it will affect your credit drastically! If your spouse doesn’t have the reliability or job stability factors you need when filing taxes, applying for a loan or mortgage and buying other big-ticket items together, you should consider other options. We recommend you check your credit scores with your spouse or significant other to make sure you both are in good credit standing and understand the importance of joint finances.

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