The benefits of a high credit score are countless. For example, people with a Fico score of 750 or higher can apply for a credit card that will give them an 18-month zero interest credit card. 18 months of zero interest means that individual could do countless things over the next 18 months, like fix a house and sell it, without touching any of their own money. Perks like this occur all the time for people with a high fico score, and this reiterates the importance of a good credit score.