Consumers should know when they pull their credit online, they need to look at their FICO scores — this is the only score banks use. If it is not a FICO score, the credit score you receive could be 50-100 points higher than your actual FICO score. We recommend only dealing with FICO when trying to find your credit score because it gives you the most accurate credit score. The best place to purchase your credit score is https://www.myfico.com/.