A year before an individual wants to purchase property, they should order their credit report and begin the process of working to get their credit score as high as possible. The credit report has important information that can distinguish an individual. As for the seller, once the property is sold, if the seller waits too long to buy another property, their credit score can drop. Mortgage payments are the typically the largest payment that can affect credit score. All precautions should be taken when it comes to selling or buying property. Professionals like North Shore Advisory can help make informed financial decisions.