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What People Are Saying About North Shore Advisory, Inc.
May 15th, 2013
Well, this was a first! I was referred to North Shore Advisory, Inc. by my mortgage broker to increase my credit score. After sending my report to Tracy Becker & Susan, they informed me that my credit score was pretty good (over 700), and if I wanted to increase it I only had to make a couple of minor adjustments/payments to credit card balances I had open. They took the time to explain my report in detail, and then informed me that since my credit was already pretty good there would be no charge for the advice! Where does that happen now-a-days!!! Thank you so much for pointing me in the right direction. Rest assured I will be referring anyone with credit issues or inquiries to NorthShoreAdvisory.com!!!
Michael C. Orza - CEO, WEBAIR.COM
May 2nd, 2013
I need to thank you for your participation in our “Ins and Outs of Home Buying” seminar last night!
During your presentation, I could see the attendees leaning forward to catch your every word. I loved the extra tips that you added, especially the one about paying your bills early, not just on time.
When we were planning this event, my colleagues and I were determined to add extra value and a “deeper cut” by having a great panel of experts that buyers do not ordinarily see at these seminars. You were the perfect choice for a seminar such as this. Hopefully I can get you to come when we do this again. You make us look smart.
I will always refer my colleagues, friends, and family to you and North Shore Advisory!
Christopher Howard - VP Associate Broker, Douglas Elliman Real Estate
April 5th, 2013
I just got through updating my scores with Jared, and pretty much everything has been removed from my report now. My scores jumped up to the following:
Transunion - 769
Equifax - 788
This is a huge relief, and now we can move forward with our home loan without any major headaches. Thanks for all the great work, and I will be sure to recommend your company in the future.
April 2nd, 2013
Thank you for all your help with this. Feel free to use me as a reference.
This whole process couldn't have been smoother And I am grateful.
Not sure which is which but they rose significantly after you addressed the two issues on my credit score so I wanted to say thank you for being so effective in helping an honest and responsible person such as myself restore their credit.
April 2nd, 2013
I just had my credit run and the following scores were reported:
783, 787, 758
I want to thank Lyle for recommending your firm.
Marc Rutstein, ECMS
March 8th, 2013
I wanted to thank you for your recent help. In my 19 years as a mortgage professional, I was extremely impressed with how fast you delivered positive results. You and your team are true professionals who exceed expectations. I will highly recommend North Shore to friends, colleagues, and borrowers. Again, thanks for your help.
Ray - Senior Manager of Retail Loan Production, Astoria Federal Savings
February 14th, 2013
I apologize for not getting back to you last week, but the GREAT NEWS is my clients Fico score jumped up from 692 to 746!!!! Tracy & you guys are the BEST!
Daniel Marcuccio - Mortgage Banker
February 6th, 2013
I had an unexpected credit issue that I needed to resolve quickly and urgently. North Shore Advisory took my case, understood my situation, and gave it priority.
I have learned that repairing credit is far from a straightforward process. NSA’s strategic approach helped resolve my issues in a time efficient and effective manner. Further, the access to the NSA team and their explanations along the way provided great comfort during this stressful time.
In summary, NSA was able to increase my credit score by approximately 80 points in about a month. I recommend them highly and without reservation.
January 24th, 2013
Thanks to you and the NSA team in working diligently and tirelessly in helping to repair my account!! You are an incredible team!
January 15th, 2013
Thank you for a job done well and quickly. My borrower’s middle score is up 84 points to a 750 from a 666. Makes all the difference in today’s environment as you know. Thanks again and I’m sure we will work together in the future. I will also spread the word in the company about the work you do.
Steven J. Weinsoff - Vice President, Mortgage Lending Services
December 28th, 2012
The mortgage loan closed as scheduled. Thanks for your help. I don't think it would have happened without the assistance from your office.
December 10th, 2012
Dear North Shore Advisory, Inc.,
The professionalism, courtesy, and speed with which you dispatched your skillful clean up of my credit was remarkable. Everyone that I dealt with at North Shore Advisory was helpful and informed and there were no surprises regarding the proposed fees. If only more businesses operated in a similar fashion. Thank you.
November 20th, 2012
I would like to thank you and Tracy for all the diligent and excellent work that you have done to help me resolve outstanding issues with Chase and Wells Fargo. You did a great job and I will gladly recommend you to anyone requiring help with their credit score.
November 20th, 2012
I also wanted to take the time to thank you on the job that you did for me. You guys got it done with time to spare while still providing me with the best customer service that anyone could ask for. I know that my client is also very happy with your services.
You got what I thought was impossible done. I am extremely grateful for the effort you guys put into this one.
November 16th, 2012
You guys are the Best!!! This High Net Worth borrower had a small Medical collection account that lowered her score below 700 which is the minimum fico needed for Jumbo mortgages. With your help, after approximately 6 weeks, my borrower's fico score is now 776!!! This is amazing.
Thanks for all your help and I will continue to highly recommend your services.
Daniel Marcuccio - Home Lending Specialist
October 22nd, 2012
I think we were all impressed by Tracy Becker’s credit words at our sales meeting on Monday. She is also exceptional in her actions. She was able to resolve the reporting of the collection in less than a week and my client was thrilled. He has an AO on a $1.45m property and financing was not going to work out due to an incorrect recent collection account. Because of her knowledge of credit disclosure laws, Tracy accomplished the impossible.
Well done Tracy,
Patrick MacCarthy - Luxury Mortgage Corp.
October 18th, 2012
MID FICO is now 714. Great work Tracy and you did it in just a few days.
We can do 75% loan at this point.
Patrick Keane – Banking Manager
October 18th, 2012
I came to North Shore Advisory, Inc. to repair a credit issue that popped up in the "eleventh hour" of purchasing a home. They repaired my credit in less than a month, raising my FICO score higher than I even thought possible.
October 12th, 2012
By the way TRACY DID AN AMAZING JOB FOR YOU- NOW YOUR MIDDLE IS 800!!!! INCREDIBLE UP FROM 624-IN LESS THAN A MONTH!!!! SHE'S THE BEST- I TOLD YOU!!!!
RS - Manhattan Banker
October 5th, 2012
Amanda I haven't had a chance to thank you and the staff at North Shore Advisory, Inc. for a job well done...You and the team did a great job.
October 3rd, 2012
I've heard other professionals in your industry give talks on credit. But until I had the pleasure of participating in your session and listening to how you explain credit, credit scores, risk ratings, and the multiple variables involved in securing a mortgage I've never heard it as clearly & intelligently before.
And certainly no one is as good as you--plain & simple.
You have a gift of making financial issues accessible to someone like me that otherwise are deeply personal & prone to get stuck in an emotional quagmire for all parties involved. You showed me by expert knowledge of the financial services industry & your straight forward delivery of the subject that I can speak intelligently to a prospective client and also be helpful in a practical way.
I am confident that I could give a client information grounded in the reality of the market today while offering a glimpse into their future tomorrow with one referral--to you at North Shore Advisory, Inc.This is the long approach to say thank you back. It was a pleasure to listen to your session and I hope I'm in attendance the next time you're making another presentation.
Albert Capozzelli - Licensed Real Estate Salesperson, A.C. Lawrence & Company
September 15th, 2012
The wonderful, professional staff at North Shore Advisory, Inc. worked with me to restore my credit when I was applying for a home mortgage and discovered that my credit scores were below where they needed to be to secure the loan. During a highly stressful time for me I sought great comfort in the fact that I had this skilled, knowledgeable team working on my behalf. In addition to their expertise in systematically raising my score they provided a sophisticated level of emotional intelligence and awareness of what was at stake for me personally and responded in kind. They were patient and calm when responding to my almost daily phone calls. They made me feel that my mortgage was as important to them as it was for me. What might have been a potentially embarrassing, shameful situation turned into a shared partnership with a mutual goal. I am deeply grateful for all of the dedication they demonstrated and I highly recommend them.
September 15th, 2012
I am deeply thankful to Kristin for her knowledge and support while working on my behalf to raise my credit score. Never once did she make me feel as if I was a nuisance when I called her over and over hoping for a positive update. She was supportive, warm, clear and patient. Kristin demonstrated high integrity by simultaneously and consistently providing me with clear, realistic updates and projections for ultimate outcomes. What was so remarkable to me was that she also gave me the feeling that she truly cared about me and what was at stake. I felt that she was on my side. She exhibits a strong client focus and was always responsive to my communications and inquiries. North Shore Advisory, Inc. is extremely fortunate to have her as a part of their organization.
September 12th, 2012
My experience with North Shore Advisory, Inc. was outstanding. They are very professional honest and straight forward. I would gladly do business again and recommend North Shore Advisory to anyone looking for sound mind and peaceful financial advice.
August 21st, 2012
I ordered the credit reports and they look wonderful. I was told to send them to you and so they are attached. Again, thank you and everyone at North Shore Advisory, Inc. for all your help!
August 3rd, 2012
Thank You for all your hard work and diligent follow up. Tracy you and your staff are awesome that's why I always have and always will refer you.
Robert H. Bram - Banker
July 18th, 2012
To the North Shore Advisory, Inc. team & everyone who worked on my credit predicament:
Thank You so much for all of your work in repairing my credit. I am truly appreciative! Due to some events within my control and other events out of my control—my credit sunk. I was paralyzed by my poor credit score. I couldn’t lease a car, take a loan or credit card for my (very successful!) small business, or rent an apartment. Now all of that is different—thank you so much!
July 2nd, 2012
Please reach out to my client. He needs your help to fix his credit.
By the way, thanks for your help with my previous client, your team did a great job.
May 18th, 2012
Dear Amanda and the North Shore Advisory, Inc. Team,
I can't thank you enough for all of your hard efforts while working on my file. The other day I made an offer on my apartment to purchase and Wells Fargo pulled my credit and it is at 726. If I remember correctly when we started I think my credit was at 511 or something like that. With your hard efforts I am securing a mortgage on a 7 ARM at under 3%. Making my total monthly payment including maintenance what my current rent is on the apartment.
I am so careful now on ensuring my bills are paid on time if not sooner, reduced the number of credit cards while maintaining credit. I sell residential real estate in the Manhattan and come across individuals like myself or even a few friends of mine and I have definitely given them your contact information.
Thank you again. Wishing you continued success in 2012.
May 14th, 2012
I just wanted to express my sincere and deep appreciation for your guidance and Jared's additional advice on Friday. I followed your instructions and advice exactly - contacting the credit bureaus and Wells Fargo and after about 5 hours of doing lots of hard work via telephone - I got enough accomplished to get cleared to close. Equifax, as you said, was my biggest challenge. There is no way that I can thank you enough. I am so appreciative of your help. Your genuine kindness and advice were priceless.
I greatly look forward to referring your services and working with you in the future.
May 14th, 2012
Thanks to Tracy and her team I was able to increase my credit score by over 50 points in less than 30 days, which allowed me to refinance my mortgage at a lower rate and realize important savings. I would recommend her services anytime.
Truly, thanks for your help.
May 7th, 2012
Hi Amanda. I was approved to move into the building that I really liked in NYC! I, also, sold my condo. Thank you for your help. I could never have moved forward
without your consistency and professionalism.
Thank you so much,
May 5th, 2012
Kindly allow me to take this opportunity to thank you and your skilled, talented, team. You were able to clean-up my mess and start me on a fresh, and new, path. I was always kept in the loop and treated with respect. Your clarity on issues was refreshing. Please post my comments for others! I’d like that.
April 23rd, 2012
Having to worry about fixing a blemished credit score is the last thing you want to do when your family is growing. Thanks to, Julianne and Amanda at North Shore Advisory, Inc. my credit report is now clean, and I can rest easy when I am asked to show credit history. I can't wait to build my score--thank you North Shore Advisory, Inc.
A Happy Client
April 18th, 2012Again, great job and I look forward to working with you in the future.
I just wanted to thank you for your brilliant presentation yesterday at the Montclair office of Remax. The feedback was awesome. You were without a doubt, one of their best speakers. The information you imparted is vital to assisting them in “setting them apart” from other agents.
Their office manager, asked that I try to set up another date with you to attend a separate meeting for the Short Hills office and for the other agents that did not attend this meeting.
Jacqui Atcheson - Senior Loan Originator, Prospect Mortgage
April 12th, 2012
I applied for a loan for a house I wanted to buy in PA. My loan officer told me my scores were too low to qualify but recommended using North Shore Advisory, Inc. and to call Randi.
From the first moment I spoke to Randi she made me feel calm and confident that she and her team could help me.
In just a few months my score jumped 100 points! I could not be happier with the results. Randi and her team – in particular Jared and Cynthia were professional and supportive.
I recommend North Shore Advisory, Inc. without hesitation.
They changed my life and I will be forever grateful!KS
April 5th, 2012
I feel the need to give a BIG shout out to Tracy Becker and her Team, Julianne Seiter and Jared Marcus from North Shore Advisory, Inc…..My Borrower is purchasing a Home and the file went into suspense 1 week before his contingency due to a Charge Off with Citibank on a HELOC……My borrower retained Tracy's Services on March 26th…….Tracy & her Team went to work immediately on this trade line……Jared kept myself and the borrower well informed of the process with e-mails daily (sometimes several in a day) as to the progress…….At 9:25 this morning (10 Days Later) I was e-mailed a letter from Citibank removing the Charge Off and I have already processed An Expedited Consumer Dispute Process with Equifax Mortgage Services to have the Trade line adjusted…….I have already heard from My Borrower who is extremely Happy and the file is being taken out of Suspense……..Thank you All at North Shore…..
Anthony "Tony" DeVita - Luxury Mortgage Corp
April 2nd, 2012
To Whom It May Concern:
I would like to Thank Tracy Becker and NSA’s elite team of experts for their wonderful service. I would also like to personally Thank Jermaine Shirley for his outstanding service. Mr. Jermaine Shirley handled my cases with the credit agencies with confidence and great care. It was absolutely amazing how well the final results turned out. It was a pleasure and honor working with Mr. Jermaine Shirley and the team at North Shore Advisory, Inc. I wish you all the very best.
Thank you very much,
March 28th, 2012
I have worked with many credit service repairs but NONE have worked more diligently then you!! I give you and your company a raving review and will be glad to refer you to any of my clients.
Harold Sokol - The Manhattan Mortgage Co., Inc.
March 27th, 2012
I just wanted to take a moment and thank you for your quick response and assistance with my credit report. Your professional and courteous approach to working with me during my recent transition from home ownership to a rental lifestyle due to the challenging economic time, was appreciated. I would be sure to recommend you and your business North Shore Advisory, Inc. to those in need of credit repair.
March 26th, 2012
I have been trying to help my sister repair her credit for many years. It hasn’t been to much avail however, as many can attest, it is an exceptionally frustrating experience. The road to credit repair seems to be saturated with swindlers, eager to take advantage of your lack of knowledge, your trusting heart and your hopeful state of mind. It was a huge relief to have a free consultation conversation with Tracy Becker in which she provided honest and expert level guidance. I walked away believing in her integrity as a credit professional. I am confident that my sister is finally on a concrete and viable path to successful credit repair in not only the shortest time frame available, but the least costly. My sincere gratitude to Tracy for taking the time out to help. I will be certain to refer anyone in need of credit assistance in the future to her
March 19th, 2012
I contacted North Shore Advisory, Inc. after my wife and I were blindsided by an erroneous collection notice on our credit reports. The impact of the notice on my family was serious: we needed to move and this single credit event stood between us and being able to buy a new house after my relocation for work.
NSA rushed into action and had the collection notice removed from all three credit bureaus 12 days later. The agent called to tell me of her success and was in contact with me by email throughout a very anxiety-provoking process of moving my family to an uncertain future.
North Shore Advisory, Inc. wins one for the little guy! Fabulous service and professional demeanor. 10/10.
March 12th, 2012
I have great news; your credit mid score is now 720! This is fantastic, we can now get you financing at 80% LTV.
I want to personally thank Tracy Becker who has been so diligent in working with Credit Plus today to change your report. She truly went above and beyond!!
Andrea Kent - The Manhattan Mortgage Company
March 6th, 2012
Dear North Shore Advisory, Inc.
In August of this year I was in the midst of a mortgage application. I had every reason to believe that the home of our dreams was just a few signatures away--waiting for us. We had everything the mortgage banker was asking for and had checked my credit a few weeks earlier--on paper we looked golden! This could not have been further from the truth. I found that without my knowledge, my credit had fallen over 100 points literally overnight. My private mortgage banker immediately got me in touch with Northshore.
We discovered that a 60.00 bill which had gone unpaid because I believed my son's camp was picking up the charges, as a result of accident he had had, was now in collections and had adversely affected my credit. I was devastated. I did not know how to tell my husband. I sat at my desk and cried.
The team at North Shore Advisory, Inc. were sympathetic, expedient, kind and professional. Within a few days inquiries were made, communications were established, the credit reporting agencies were contacted... and so began my "credit repair" journey. Never would I have thought I would have been in this situation. I have maintained my job for 30 years, I am in the top tax bracket, have no debt, and not even a car payment, have money in the bank and investments. How could this be happening to me over $60.00? As the weeks went on, Northshore was able to remove the negative filings for the collection account, as well as educate me about some other minor filings that they felt could improve my credit. They were very diligent, and filed numerous inquiries.They were also very responsive to my questions. Inside of 3 months my credit was restored to nearly where it had been prior to the negative collection agency report. I learned something very valuable from that incident.
1. Never take your good credit for granted
2. Never disreguard a collections bill
3. Northshore was an excellent resource, advocate and educational experience I would refer anyone who needs this kind of help to NSA.
Thank you again,
"R" from New York
February 20th, 2012
Because of you and your company we were able to buy our property. Although I hope we never need you again, if anyone I know needs help with their credit I will definitely give them your number.
Thanks again both you and your team were wonderful!
February 12th, 2012
Thank you for your efforts to have your newsletter articles sent to our emails. I know that they will be very worthwhile as a source of education and information for ourselves and for our customers and clients.
Special thanks for the informative presentation you gave at the Northeast Queens Chapter of the Long Island Board of Realtors on credit worthiness and its importance to all involved in the real estate transaction. The material was presented in a clear and understandable fashion and the examples used to support each scenario were taken from real life situations, which were drawn from your extensive experience in the field of credit restoration. I know that your wealth of knowledge and forthright manner demonstrate clearly your ability to help restore and improve the credit worthiness of any and all who would use your services.
All the best,
Joseph J. DeAnnuntis - Licensed Real Estate Salesperson, Prudential Douglas Elliman
February 3rd, 2012
Thanks for following up Randi. I thought Tracy and the presentation were both exceptional.
Hope to work with you all soon,
Nicole Thompson - Licensed Real Estate Salesperson, The Corcoran Group
February 2nd, 2012
I am a real estate agent who has heard Tracy Becker speak twice.
In those two short presentations I learned more about credit than I ever knew before.
I would like to receive newsletters for my own education and knowledge and also any information I can pass along to my clients and prospects.
Thank you and best regards,
February 2nd, 2012
My wife and I just got our approval for our condo purchase. Closing on Feb 22nd.
Absolutely no way this is possible without your hard work and expertise!!
Thanks so much!!!!
Adam Cohen - Mortgage Loan Officer
February 1st, 2012
Working for a high-net worth individual, I contacted Tracy and she handled our account professionally, efficiently, and applied her wealth of knowledge in the credit world to helping us get his FICO scores back to where they should be.
BG - New York-based real estate development company
February 1st, 2012
Just wanted to let you know about Randi Tomchin. At our company party last night many of our agents came over to me to praise her professionalism, care, and all the incredible advice she gave them over the phone or via email.
Robin - Licensed Real Estate Salesperson, Citi Habitats
January 31st, 2012
Wow what a great presentation today. Tracy was awesome. The agents were very impressed with your services and knowledge. Many agents dropped by my office and said it was one of our best and most informative meetings. Attached please find our Westside agent contact list that I hope you find helpful.
Again thank you both.
Jeff Rothstein - Prudential Douglas Elliman
January 30th, 2012
Love listening to you on the radio show--great information. If you have some flyers or business cards you can send, that would be great. I would like to refer you to my customers and clients at my open houses, etc.
Karen DeMeco - Licensed Real Estate Professional
January 26th, 2012
I give North Shore Advisory, Inc.'s number to many people, such as friends in Sovereign Bank & Citibank. Keep up the good work.
January 23rd, 2012
Tracy, I learned invaluable information from your seminar. Your presentation about the importance of great credit and the challenges people are facing with obtaining financing in the current state of the economy was priceless. You were clear and concise in your delivery on ways to fix any credit issues in order to save money in the long run. This material will continue to be an asset to my business and my clients; and I look forward to continuing to work with you.
Jessica Kaufman - Licensed Real Estate Sales Agent at CitiHabitats
January 16th, 2012
More than ever, understanding credit reports, correcting errors and increasing scores, where possible, are paramount to buying a home in today's challenging market. In a field crowded with new comers, a true credit restoration industry professional is worth their weight in gold. I am very pleased to recommend Tracy Becker as the best of the best when it comes to her credit advisory service. I have known Tracy for many years and she is always honest, reliable and professional. She has the integrity and the experience that truly makes her one of a kind.
Frank Langone - Director of Real Estate Training Center
January 11th, 2012
You have done a phenomenal job here. I would expect this will also affect the other ratings as well. Great Work!
By the way, this all started with an issue getting an appointment at Target. We are now back on their calendar to see them this month.
January 10th, 2012
Thank you so much for following up. Your presentation was wonderful! In that short amount of time I learned so much! I am sure I speak for Donna and all the agents when I say, "Thank you for coming out and speaking with us. We greatly appreciate it.
Erin Coleman - Prudential Douglas Elliman Real Estate
January 9th, 2012
I'm so glad we're on board with you folks, and working directly with you Amanda, is an absolute pleasure. Thank you once again for your expertise, and concern...I'm thrilled with these scores.
January 3rd, 2012
They say there are only 2 things in life you can count on. Death and Taxes! But they're wrong. There are 3 things in life you can count on. Death, Taxes, and Tracy Becker at North Shore Advisory, Inc.! Tracy Becker who consistently comes to the rescue in solving credit problems for her clients.
For the past 20 years I have been recommending your credit restoration company to family and clients with what seems to be 100% positive results, with everyone I send you. It is true that credit is more important than money. I thank you for giving the folks I send you a second chance at getting back and maintaining a healthy credit profile!
Joe Robles - City Capital Mortgage Banking Corp.
January 3rd, 2012
My fico through equifax was 825. Thanks to you my pal Tracy for getting rid of that collection and me paying off some debts too. The other scores of transunion and experian were in the 800's, I am thrilled. THANK YOU THANK YOU THANK YOU!!!!!
Have a good New Year.
December 31, 2011
Thanks so much to you and your staff. I will not lose your number, you were a pleasure to work with, and quite comforting, thanks again.
November 21st, 2011
Tracy is by far the most knowledgeable person I have spoken with in the credit repair and maintenance space. She not only answered every question I had, but was also able to provide valuable tips regarding how I can work toward increasing my credit score. And, her services are not limited to those with poor credit scores, but to anyone with any level credit rating and how to increase or maintain it. I highly recommend North Shore Advisory, Inc. to any individual trying to navigate the complex world of credit rating, or preparing to make a major purchase in the next 12 months.
Irvington, New York
November 14th, 2011
Dear Jared and Tracy,
I want to thank you very much for your help to remove two disputes from my husbands credit reports. The service we received from Jared and Tracy was so wonderful. Jared was very knowledgeable and gave his full attention to our situation immediately. After 2 months, my mortgage broker notified me that my husbands credit score raised to 800 from 700. Thank you so much for your help. I will recommend your service to anyone who might need help on their credit scores.
November 11th, 2011
Thanks Tracy, we got the score we needed. AWESOME!!!
Andrew Texeira - MetLife Home Loans
November 7th, 2011
Dear The North Shore Advisory, Inc. Team,
I just wanted to thank you for your hard and speedy work to remove a dispute from my credit score. Everyone in you organization is highly knowledgeable and attended to my situation immediately and thoroughly once it was brought to your attention.
I cannot thank you enough for your help and I wholeheartedly recommend your services to anyone suffering from any credit related issues.
October 19, 2011
It was a pleasure to meet you and hear you speak at the Vanderbilt last night. Your presentation was excellent and very educational but also somewhat shocking! I don't think that most people, including myself, realize what can affect their credit score. Thank you for hosting a lovely event and please add me to your newsletter email list.
Terry Marks - Group Director & Senior Vice President at Signature Bank
October 18, 2011
Nice meeting again last evening and I really enjoyed your presentation, as I think everyone did.
Kevin J. Hurley - Vice President/Small Business Relationship Manager at TD Bank
October 3, 2011
Thank you Tracy for your amazing expertise and contribution. We received great feedback. Thank you for the book! I love it. I will work on doing this again with you. That was fun!
Antonio G. del Rosario - CEO & Founder of ADR New York Real Estate
September 30, 2011
Thank you so much for your support and attention to my situation. Very professional and courteous team you have!
September 28, 2011
We just wanted to thank you so much for giving such an inspiring seminar with us last night. We have received great feedback so far. You and Antonio played off each other very nicely and we really appreciated your support.
Alyssa Pettinato - Director of Business Development and Programming, Savvy Ladies
September 22, 2011
Dear Ms. Becker,
Thank you for such a professional and informative meeting this afternoon. Your information was both informative and accurate from my experience as a CPA out in Bethesda, MD. I hope you will continue to bring this timely information through Bisk or other avenues and I will keep you in mind for future consultation if I have clients requiring your services.
Ron Vandegrift, CPA
September 16, 2011
Thanks North Shore Advisory, Inc. team - you guys always do a great job, happy to keep sending folks your way!
John Lundholm - Bank of America Home Loans
September 16, 2011
Good Morning Tracy, I can't even express enough how much we appreciate you and your group. You are a true professional that goes above and beyond.
Thank You, Thank You, Thank You!
J & T
September 14, 2011
Dear Tracy Becker
Thank You! Last Night's kick-off to Super Tuesday, "Credit Talk with Credit Coach" was an incredible forum which defined the importance of credit. You were clear and precise and demonstrated how each of your areas of expertise makes our agents stronger in their relationships with customers and clients and within themselves.
Your knowledge, ability to articulate it and, above all, your passion, underscore why we are ecstatic to have you back to speak with our agents in NYC for our Kick Off to Power Wednesday on September 21st.
We thank you for giving so generously of your time and we look forward to our mutual sharing of feedback.
With Best Regards,
Kelly, Jennifer & Laura, Professional Development - Prudential Douglas Elliman
August 25, 2011
That was a terrific meeting and very informative......you did a great job! I would love to have a copy of your latest book....where?
Hope to be in touch....and thanks again....
JoeAnn Stampfel, Licensed Associate Broker - Prudential Douglas Elliman Franklin Square
August 24, 2011
One of the joys of my mornings on Saturday is to listen to your radio show and learn more about real estate and related topics. Currently we are trying to sell our home here in Glen Cove.
I always find your topics and guest speakers quite interesting and always come away with some great tip or help in some way.
About a year ago I had an issue with a utility company that made quite an impact on my credit reports and score. I tried to no avail to get this removed but was met with barriers of all kinds. That was until I heard Ms. Tracy Becker on your show. With so many crazy advertisements heard on TV and Radio all the time to help your repair this and fix that, your show along with Tracy's commentary on credit repair was enough for me.
I immediately called her office and signed up to get the help I needed. I was met with courtesy, intelligence and most of all a deep concern to help me. In fact, Tracy talked to me on most occasions to assure me and guide me through the process of fixing my credit.
I am happy to report that just in a few months, her team turned my difficult situation to now having a complete removal of the negative action from this utility.
As you mention all the time, good credit is so vital to the sale of your home and moving on.
I will continue to be an avid listener of your show and would hope you make Ms. Becker a continued part of it.
Thank you for your time.
August 22, 2011
I wanted to thank you for your presentation last week to Halstead Property agents. I think we had @ 70 agents present, I think very good turnout for August day.
I received many comments how valuable your information was and I myself learned a few things. Anyone with bad credit or who is about to apply for mortgage would be crazy NOT to consult with you and use your services. I hope you receive many referrals from our agents - in as much this will be a benefit to you, it will benefit our agents and customers even more.
Fritz Frigan, Executive Director of Sales and Leasing - Halstead Property
August 15, 2011
I would like to thank your company for all of the great work you did. I highly recommend North Shore Advisory, Inc. to any in need of financial restoration. The workers were always courteous and diligent in an effort to service my needs.
Thank you again.
August 12, 2011
Thanks again for the enlightening seminar yesterday! I know that it clarified a lot of things for me and even dispelled some old-fashioned thinking that I had regarding how much available credit one should have/allow.
Grace Hiura - Halstead Property
August 2, 2011
You can't imagine what a relief it is to work with the cheerful and friendly people at North Shore Advisory, Inc. They were focused on the case and nothing seemed impossible for them.
While they were fixing my credit issues, they also taught me how to avoid this sort of problem again and gave me excellent advice on how to manage a credit rating. My anxiety creating problem was solved very quickly and with no added anxiety - and they are such lovely people to work with that it was a pleasure to talk to them.
July 30, 2011
Thanks a million for the fact-filled Seminar!
I have your contact information in my Blackberry and will pass it along to all my buyers----just IN CASE they need to restore their credit.
Your presentation was excellent.
Gina Tramontano, V.P. - Halstead Property, LLC
July 29, 2011
Dear Ms. Becker,
I want to take this time to thank you and your staff for the amazing job of helping me to remove a wrongful debt on both my credit report and credit score.
Your attention to every detail, the never give up attitude of you and your staff, and the incredible efforts to get the job done for me was something I have not experienced in a very long time.
I would recommend your company to anyone in need of some type of credit repair to help fix an error with the credit reporting agencies.
With all these crazy commercials on Television and Radio offering to help in this type of problem, it's refreshing to have your company legitimize the issue of credit repair and offer the correct approach to solving any issues.
I thank both you and your staff for a job well done.
I plan on purchasing your new book as gifts for Christmas to everyone I know. It's worth the price and education for everyone to read.
July 21, 2011
I take particular pleasure sharing with you my experience with the professional team of North Shore Advisory, Inc. who helped me take my credit score from 600 to 750.
North Shore Advisory, Inc. uses the slogan "Great credit brings great opportunity!!" and I say "North Shore delivers great credit scores".
This is why I recommend North Shore Advisory, Inc. wholeheartedly to anyone looking to move up the score ladder. The North Shore team provides a highly critical service with no fuss, in a well-mannered and friendly fashion, honest, professional, responsible, and most importantly result oriented style.
Solly Avi-Noam, CEO - MetComm.Net, LLC
July 15, 2011
Thank you so much. Everyone in your firm is exceptional. I cannot believe you handled everything so quickly. I would not hesitate to refer you to anyone.
Joe Thomas ARM, RAM--Resident Manager
July 12, 2011
I had been trying to have an erroneous report against my credit erased for 5 years on my own. Once I engaged North Shore Advisory, Inc. they had it removed in two weeks. They are a no-nonsense professional company to deal with who get results!
June 14, 2011
I'm not sure when our 12 months ends but we have made a lot of changes to our corporate structure and we no longer need this service for this company. I will pass your information on to our new subsidiaries.
Thank You for all your help. You provided exactly the service that we are looking for and you did a great job.
May 24, 2011
Dear Tracy & Staff,
I sleep better at night thanks to you and your staff.
I want to say a "Big Thank You" for the way you handled my debt problem. I hope I never get into that kind of a predicament again and if I know anyone who is, I will definitely refer them to the "BEST"!
If there is any follow up on my part, please let me know.
May 24, 2011
Thank a ton, for everything today and responding so quick and well. I am really impressed!
May 23, 2011
I wanted to thank you so much for taking time out of your day to speak to our employees today. That was the best response we've seen out of employees at a seminar so far and you could tell how much they learned and appreciated your expertise on credit.
I will be sending an email to everyone who attended with some of the websites you addressed as well as the link to your site and your newsletters. Hopefully down the line we may be able to invite you back for a longer session solely on credit as I know it's such an important topic.
Brooke Dunmore, HR Benefits Manager - Forbes Media LLC
May 22, 2011
Your company helped me so much with my credit. I would reccommend you to anyone with credit issues. You guys are the best!
May 11, 2011
Tracy is a valuable resource for information about credit. Her services are particularly important for today's world where credit is such a vital component of any real estate transaction.
President and CEO - Prudential Douglas Elliman Real Estate
May 2, 2011
I am a loyal listener to your NewsTalk radio program on WOR710 each Saturday and value your advice along with your fellow hosts.
My wife and I are selling our house here on the North Shore Advisory, Inc. with plans to move to Raleigh, but in making this move of course we want our credit to be perfect. So it was with great relief from all those fraudulent commercials for credit repair I always hear to find Ms. Tracy Becker on your program to talk about how to fix a report or error.
I contacted her office and laid out a particular problem. I was greeted with courtesy, professionalism and a sincere desire to be helped.
Today, I had the pleasure of talking with Tracy and knew right away I was in great hands to try to solve a credit repair problem we encountered resulting from no fault of our own.
I think in the addition of Tracy to your show each week or at least on some shows would be a great addition, since we all need to make sure our credit is looked upon fairly and accurately and she is the one to help.
I plan on listening to your show on the internet whenever we do sell our house and move to Raleigh, I love it.
All the best.
April 25, 2011
After meeting with you in Iselin, N.J. at the Chase NJ headquarters I decided to send over a couple of test clients to see if your company was as good as the presentation you gave on it.
I have to say your company is even better! Especially Cynthia Trivino..... She is so polite, so knowledgeable and so patient with my clients. These are my personal referrals that I hope to do business with and she treats each one like they are your company's only client. She has been outstanding and I will be flooding your office with every referral opportunity I come across.
Chase has started a new purchase initiative so credit scores are going to be as important as ever in the whole financing industry. I will continue to sing Cynthia's praises and let all the other loan officers at this company know who they need to go to when their clients need credit help.
John Donoghue - Chase Bank
April 14, 2011
I was approved by two banks for a car loan and will be signing the paperwork on my truck tomorrow morning. You guys rock!!!! Cynthia, thanks so much for all your hard work and for being so patient with me. I really, really appreciate it.
I do want to keep working on my credit because we still have some room for improvement based on the original mess I created.
Thanks again so very much.
April 12, 2011
I was just calling to say Thank You. No need to call back if you are too busy: time better spent on helping others in the same boat as mine. :-)
After rapid rescore, the item is deleted and the Experian score came back as 736!!!!!
Trans Union is 761 and Equifax is 705!!!!! We went from mid 500's to mid 700's. So, they cleared me to close without any mortgage insurance with only 15% down. :-)
THANK YOU VERY MUCH!
April 12, 2011
"Not only am I a client of Tracy's with amazing results, I exclusively refer her to my clients that need credit assistance. Hands down, the best of the best. I have sent many clients to Tracy, all with positive results. I don't normally refer just one provider to my clients, but NSA's track record proves that they are experts in their field.
Gregory C. Frank, Regional Manager - Guardhill Financial Corp.
April 4, 2011
It has been my dream to purchase a home for 20 years. I was beginning to think that the all American Dream was an impossible task for me to achieve, and that it was just a dream. Due to poor financial choices I made in my twenties, which continued to plague me in my thirties, and led to bankruptcy. I felt that I would never recover from my debt, nor have good credit. Years passed, and despite paying my bills on time and earning over $100,000 a year, my negative credit history would not improve and my credit scores were in the low 500's.
I was very discouraged and almost gave up on owning a home. Tired of paying high rent for the past 10 years, I continued my quest for homeownership and tried to look for houses with owner financing or rent with the option to buy. I was willing to try anything. Many deals came and went, were either homes in need of a lot of repairs or had extremely high interest rate. Others required a good credit score, or I didn't qualify for owner financing.
Everything changed the day I saw my dream home on line and decided on a hunch to go see it. It was a beautiful brand new 4,000 sq ft, 5 bedroom, 4 bath home and way beyond my expectations. When I met the seller, I was overjoyed when I found out he was willing to do owner financing, at a 6.5 interest rate. Meeting the seller was a God send. He was genuinely a good person that was willing to take a risk despite my bad credit history. We began working on acquiring financing through private sources. The terms of the contract was that I would be financed for a period of 2 years and then I was required to obtain my own mortgage. That was scary knowing my past credit history. I was nervous given my credit score, felt insecure that I would not be able to get my own mortgage, especially since waiting for our deal to be solidified took longer than I expected.
Then, this past January, the seller called and told me about North Shore Advisory, Inc. Credit Restoration Company, and asked me to call Cynthia as soon as possible to see how she can help me restore my credit. I called Cynthia, who was so helpful and friendly, as she expertly guided me through the application process. Within several weeks, North Shore Advisory, Inc. was successful in removing negative information from my credit report. I ordered my FICO scores and all 3 scores had gone up 100+ points. Trans Union and Equifax were now nearing 700's. My scores had previously been in the low 500's. I was in complete shock that I would have positive results in such short time.
North Shore Advisory, Inc. did for me what I was unable to do in 10 years. Shortly after, my seller recommended Wells Fargo to obtain an FHA home loan. The entire process, from credit restoration to completing my mortgage application process took less than 8 weeks. I was approved!!!! My interest rate on my mortgage was 5.0%; initially it would have been a 6.5%. I still cannot believe what I have been able to accomplish, from where I was to where I am now. I am thrilled to report that I closed on my house in March and am now a home owner. I even qualified for an American Express and Discover credit card. I never thought it was possible. Many thanks to my seller who took a chance and believed in me and the expert help of North Shore Advisory, Inc. Credit Restoration; you made my dream come true.
March 24, 2011
I have been in the banking field for well over a decade through hard and excellent times. Throughout, my years I have had the pleasure of working with Tracy Becker and her credit restoration firm North Shore Advisory, Inc. Over the decades I have heard many stories about unscrupulous companies that take money and don't deliver success. NSA is the exact opposite, their fee's for credit repair are billed based on success and they have delivered just that again and again and again. Tracy and her team of experts increase scores dramatically and save consumers hundreds and thousands over the life of their mortgage in reduced interest rates. The service and care they give to clients and professionals is second to none. Tracy has great integrity and unsurpassed knowledge of the scoring systems. She consistently educates professionals like myself about how to help our clients get and keep the best scores. I would highly recommend her to any credit challenged individuals. In my book Tracy is the credit queen!
March 22, 2011
Thank you very much for participating in the Richmond County Medical Society's 1st Annual Conference.
You are both an informative and entertaining speaker. Comments heard after the presentation were very favorable. Doctors and even the other professionals in attendance had their eyes opened about some of the things that affect ones credit reports. I wouldn't be surprised if you are asked to make a similar presentation to other groups.
You're a WINNER in my book.
John J Amodio, Vice President/Business Development - TD Bank
March 8, 2011
We tried North Shore Advisory, Inc. early in 2011 to clean up old items which may have been adversely affecting our D & B credit rating. The improvements in all D & B metrics were almost immediate, substantial, and continuing. The principals at North Shore worked with us to come to an agreement that was acceptable to all and remain responsive to our inquiries whether or not they fall in strict definition of the work they were assigned. We continue to see improvement on a regular basis even the low hanging fruit has been eliminated from our history. We are happy with our choice of North Shore Advisory, Inc. as a credit management firm, and would recommend them to any prospective client without reservation.
JB - Controller Accessory Company
March 7, 2011
Tracy, thanks again to you and your team. I could not be more pleased and impressed with your organization. You improved my score from 679 to 756, and enabled me to get my home refinanced. I will definitely be recommending you to other people.
March 7, 2011
As Noted, the credit scoring is up 756. THANK YOU! - A big thumbs up to you and your team at North Shore Advisory, Inc. Your speed, efficiency, and resolution delivery was unparalleled. In today's challenging origination environment, your team's skill and focus are an added element to my business development plan.
Blair P. Cowan, Mortgage Consultant - MetLife Bank
February 28, 2011
I am pleased to inform you that your team did a fantastic job in repairing my credit file and was able to improve my credit score. I understand that it was a group effort but I would like to personally thank Mr. Anthony who worked on my file and kept me updated throughout the process. Bill Crenson over at Citibank was right when he said I was in good hands. I will gladly recommend you folks to my friends and family in the future.
February 28, 2011
I will put a check in the mail this week. Thanks for doing such a good job. Our credit scores are strong and excellent. We just re-financed our house and bought a new car as well so it was great to have excellent scores.
RD and HF
February 25, 2011
Thank you for all your hard work. You all were great. If only everyone gave the same service as you.
CQ & MW
February 23, 2011
Just wanted to drop a quick note to let you know that my experience with Cynthia Trivino and North Shore Advisory, Inc. has been outstanding. Cynthia and her group have been very diligent and informative throughout the process of working on my client's credit profiles. Cynthia is always quick to reply to my inquiries and her patience with my questions on their accounts is very much appreciated. So much that I am currently working on referring two more clients to her as my confidence in this process has grown immensely.
Justin R. Carmichael, Mortgage Loan Originator - Luxury Mortgage Corp
February 23, 2011
Awesome Job!!! The scores went up over 40 points...
G. Joseph Fava - Luxury Mortgage Corp
February 16, 2011
Thank You. I love your newsletters and always read them word by word. It is a great service.
Linda Z. Redding, Mortgage Consultant, M & T Bank-Mortgage Division
February 14, 2011
Tracy...my credit score is 741!!!!!!!!!! Thank you sooooooo much!!!!!!!! Thank you thank you thank you!!! You have no idea how much you helped me!!! Thank you!!!!
February 7, 2011
GREAT JOB...Amanda & Tracy... thank you...see attached...And as I understand more improvements to come.
Revised scores are: 712, 676, 641...
JJW - Luxury Mortgage
February 4, 2011
Great Job. I would never have believed the change in scores if I did not see it firsthand. Look forward to continue working with you.
KSF Second Vice President, Senior Mortgage Loan Officer, Chase Bank
February 2, 2011
Tracy is the best in the credit restoration and education field that I have ever worked with. I have recommended dozens of clients to her over the last five years and have never been disappointed. I referred a personal friend to her and Tracy got his score up 150 points in 3 weeks, saving him 2% in interest annually on over a $1 million mortgage. I would recommend Tracy and her team to anyone in need of credit help or just an education on credit scores in general.
February 1, 2011
Tracy is a leader in her business. She is responsive, intuitive and offers solutions on every level.
Joseph Kufner, Senior Loan Officer, Bank of America Home Loans
January 31, 2011
I interned for Tracy this past summer and am continuing the social media/marketing internship remotely during my senior year in college. I could not have asked for a more wonderful boss than Tracy! She is an absolutely incredible woman with drive that is far more superior to anyone I've ever worked with. She created a business-oriented environment at North Shore Advisory, Inc. yet made it friendly and enjoyable to wake up and go to work every morning. Tracy's perseverance and determination to provide the utmost customer service to her clients is admirable. I saw firsthand how hard Tracy works to be a "credit dictionary" as I like to call her! Tracy has literally dedicated her life to these esteemed companies and does an excellent job at executing any project that comes her way. With that said, I highly recommend Tracy Becker.
January 26, 2011
I have worked with Tracy on numerous occasions over the last 10 years. Tracy has helped many of my clients by educating them and helping them fix their credit. She and her staff are extremely diligent about what they do. They always update you at every step of the process to let you know what results they have achieved. Tracy and North Shore Advisory, Inc. are the best in the business of credit restoration. Their talents and service are far superior to anyone else in this field.
Barry Goldenberg, Senior Loan Officer - Mortgage Master
January 21, 2011
Tracy and her team understand how to manage the personal credit rating process. Her processes are proven and her team's follow-up is exemplary. I have known her now for almost a decade and have successfully recommended her services to many friends and family. She is simply worth every dime.
Robert A. Smith Jr.
January 15, 2011
I was referred to North Shore Advisory, Inc. by a banker who was trying to get an approval for a loan with a very high credit score requirement. My scores needed to be at 780 and they were below a 700.
North Shore fought for my score increased. They not only dealt with the credit bureaus but they went directly to my creditors and put and enormous amount of effort into delivering the highest scores. During the process a creditor closed an account of mine and unbeknownst to me my credit score was compromised because of it. NSA got on the phone with them and made them send a letter of removal to the bureaus. They are highly professional and really know how to navigate through the confusing and frustrating credit scoring systems. They did get me to my score goal in a timely manner and I highly recommend them.
MC, Managing Director for a large global bank
January 5, 2011
I have spent my whole life trying to do everything right. I have always worked at keeping my credit scores high. Suddenly, a week from closing on the condo of my dreams- out of nowhere comes three items on my credit score. A random three issues that I could have never anticipated. Suddenly my loan is denied and all systems are stopped. In comes Amanda and Tracy, charging in on their white horse fighting for what is right! Just the dispute listing kept my loan officer at bay while they rapidly, amazingly and timely fixed the incorrectly reported information.
Thank you North Shore Advisory, Inc.!
December 19, 2010
Due to several inaccuracies, my business credit rating was in shambles. Within a matter of weeks after enlisting the aid of North Shore Advisory,Inc., it rose to 92, with no effort on my part. This was my first interaction with a credit repair firm, and I can't say enough about North Shore. Tracy handled my business case personally, and supervised the work on my personal case. She is highly professional, extremely knowledgeable, and a pleasure to work with. Credit education is an additional service, and is provided free of charge. The price was very reasonable for the amount of tedious work and time that I imagine goes into dealing with credit agencies. I highly recommend Tracy and her firm.
Alan Raymond, MD
December 14, 2010
I ran G's credit on Friday and here are his 3 scores: 723, 725, 743.
Again thank you for a fantastic job. He is very happy.
Daniel Trebowski, Bank of America Home Loans
December 13, 2010
It is with great honor and respect that I recommend Tracy Becker and her team, North Shore Advisory, Inc. I have known Tracy for over 5 years and I have been greatly impressed by her exceptional talent at credit restoration/education. Tracy has an efficient way of handling people, especially when it comes to credit restoration; she possesses excellent communication skills and a genuine concern for others. Through the years that I have known Tracy, there have been several instances where she has proven her trustworthiness, dedication and reliability both inside and out of the workplace. The majority of my clients are first-time home buyers and most are unaware of how important credit is until they apply for a mortgage. I refer all my credit challenged clients to Tracy Becker for credit restoration/education. The end results are outstanding as buyers end up qualifying for a mortgage and ultimately purchasing their dream home.
Vlora Shala, Private Mortgage Banker - Luxury Mortgage
December 7, 2010
North Shore Advisory offers sound advice and proven results for my clients seeking help improving their credit score. I am happy to refer my buyers to them to help make their dreams come true!
Amy Casey, VP at Halstead Property, NYC
December 2, 2010
At my invitation, Tracy recently made a presentation to a group of financial planners in Westchester, NY. The audience was overwhelmingly impressed by the vast knowledge Tracy possesses and her ability to disseminate this knowledge in a way that is clear, concise and actionable. It is not often that we walk away from a presentation with practical information we can use for ourselves, our clients, our families and friends. I also asked Tracy to speak with a client of mine who had questions about credit. Tracy was again extremely knowledgeable and personable. Anyone can see she has a true passion for her field of expertise.
Marie DeCaprio MBA, CFA, CFP (R)
December 1, 2010
I am pretty knowledgeable about credit but I always learn something new when I read your newsletter.
Peter Grabel Luxury Mortgage Corp-Private Mortgage Banker
November 10, 2010
It is a success!! WE GOT A 725 mid FICO score- 3 scores; 713,725,737!
Thanks so much!!
Bonnie Jean DeSimone, Mortgage Loan Coordinator, Met Life
November 8, 2010
Just re-ran the credit and we are above 760! You truly are the best...thanks so much.
David Axelrod - Bank of America
October 29, 2010
Hi, Tracy and Amanda,
YOU GUYS ROCKED! I am a raving fan...for real. Thank you and as I stated to Amanda, there are a lot of people in need of your services due to our economic climate. I appreciate all of Amanda's hard work; this was huge. Thank you.
Bonnie Jean DeSimone, Mortgage Loan Coordinator, Met Life
October 28, 2010
Tracy's presentation was great! It was both informative and useful - I never knew that opening and closing a credit card can decrease my credit score or that someone else's credit information may be on my report. I definitely walked away learning more about my credit score and how to improve it than if I were to research online on my own. Although I am a senior in college now, I never had a workshop focusing on credit scores and am glad I attended because of all the information I gained.
Cathy Huang, Chapter President of Golden Key International Honor Society, Baruch College Chapter
October 22, 2010
Just wanted to drop you a note thanking you and your great staff for the almost immediate improvements you have made on my credit report.
You guys are the BEST! Even second best comes in third to you guys!
October 20, 2010
It was great hearing you speak at Douglas Elliman yesterday. I found your tips on credit extremely helpful. I would like to include this information in my team's newsletter to potential clients. Is this ok with you? ...Thank you again for all the helpful information and I look forward to hearing from you.
Erica Ferrari, Prudential Douglas Elliman
October 8, 2010
When it comes to understanding Credit and how to repair it, there is only one person I think of and that's Tracy Becker. She came to my office for a presentation and blew us away with her intricate knowledge of what credit means to everyone, especially buyers. She offered great solutions on how to improve credit and explained the types of activities that negatively impact credit scores. I have referred several clients to Tracy, all of whom have said amazing things about her and her team. If you have any credit issues or questions, I would encourage you to give Tracy a call!!!"
Vicario Brensley Phillip, The Real Estate Group, New York
October 7, 2010
Thank you so much for your attention in this matter..btw...Cynthia was awesome in helping me as well...I am liking this communication and attention to detail...thanks again..
Richard Fingerlin, Senior Loan Officer, Chase
October 5, 2010
This most recent edition of the "Credit News" is the very best since I began receiving them. Thanks, and keep it up!
October 5, 2010
Tracy, you are amazing!!! I miss you. We need to talk, and I want you to speak at our next event. We just had our first Meet and Greet Breakfast and it was a success. Let's talk.
Frank J. Gaudio, Senior VP, Lending, USA Bank
October 5, 2010
You're the greatest, Cynthia!! That is exactly the type of information me and the client have been looking for. Please continue to work with Dr. G and please continue to update me with your progress. Thank you very much for your assistance!!
Jim O'Connor, Senior Loan Officer, JP Morgan Chase
September 14, 2010
I had Tracy come and present to my whole team. We found her accurate, precise and effective. She assisted a client who was quite liquid clean up her credit so we could close on a $2M apartment. I could not be happier with the results.
Frances Katzen, Executive VP, Prudential Douglas Elliman
September 6, 2010
This is great -- a 725 score -- it resulted in a much more favorable loan, and I very much appreciate the quick action to get me there. Another satisfied cusomter -- I'd refer someone in my situation to your company with no hesitation!
September 5, 2010
Tracy and North Shore Advisory open the black box of credit reporting and fix the errors that our credit reports are sometimes linked with. Credit reports and the scoring models are not exactly the most transparent of things. They are complicated, counter-intuitive and frustrating. Tracy gives us the insight we need to keep errors in check and increase our credit scores.
September 4, 2010
Tracy has helped many of my clients over the years. I have seen her work with my clients to get some scores up over 100 points. Her credit knowledge is endless. Of course that would be expected from someone who wrote on a book on it, literally! Tracy and her team do an excellent job and someone is always there to take your call. I would recommend her to anyone!
September 3, 2010
Tracy and her team are always quick to respond with honest and accurate information regarding repairing and increasing a borrower's credit scores. Her 20+ years of experience make her a TRUE expert in the field. I enjoy working with Tracy on helping my clients close their mortgage loans faster and with the very best interest rate they can get!
August 31, 2010
Tracy is one of the most knowledgeable people in her field and provides a valuable service for those in need of credit repair. Each of the clients that I have referred to Tracy were extremely pleased with the service and results. When it comes to understanding or improving a credit score, I highly recommend speaking to Tracy.
Robert Fine, Senior Vice President & Group Director, Signature Bank
August 20, 2010
Amanda, the work your office does is exceptional. I am including the client's lawyer and realtor in this e-mail. The work your agency does has assisted many of my clients. You were able to improve this person's credit in a short period of time enabling her to apply for the preferred loan that she wanted. Again thanks for the great work. It's nice to have a network of people to work with that are the best at what they do.
Dan Trebowski - Bank of America
August 17, 2010
From day one NSA were total professionals. They explained everything clearly, including how the credit reporting system works. They were experts at negotiating with the credit bureaus and extremely tenacious and effective at removing irregularities and inaccuracies in my history. My credit was dead and they resurrected it, raising my credit score significantly. Their rates were fair and they only asked for payment on successful results. I would refer them to anyone!
August 30, 2010
Tracy has always been a pleasure to do business with. I have confidence in her abilities to get the job done on time and within budget. Over the years that we have worked together, the clients that I referred to Tracy have been very happy with her services. She takes the time to explain the process and the time frame for completion. This goes a long way in developing a satisfied customer. I highly recommend Tracy and her organization.
August 13, 2010
Yes. I found everything and see that we are indeed done. Thank you for pushing my credit score up. The results worked- I closed on my new three family house on April 9th of this year.
Couldn't have done it without your help and expert staff!!
I will certainly recommend North Shore Advisory to anyone and everyone.
Many many thanks!
August 3, 2010
Dear Brokers and Agents,
For over 20 years Tracy A. Becker President of North Shore Advisory has provided unique solutions to restoring credit profiles for my clients, family and friends. Tracy has been a great help to everyone I have referred her to. So I am referring her to you! Some of the items Tracy has improved, udpated, changed and corrected for my clients include:
- Late payments
- Tax liens
- Charge offs
I am sure Tracy will be able to help you and your clients as she has with all of mine.
Joe Robles- Senior Vice President/FHA Underwriter
August 3, 2010
In my work as a freelance, full charge bookkeeper, I had the pleasure of working with Tracy to repair a client's credit score to enable the firm to obtain a business loan. Tracy and her staff performed magic, and we were able to accomplish our goals in a very short period of time. I highly recommend North Shore Advisory, Inc.
Joanne Oropeza- JGO Business Specialists, Inc., President
July 23, 2010
You did it! 720 score.
TM, Mortgage Consultant
July 20, 2010
I have made many referrals to Tracy and her team for 13 years, and have never heard one complaint! North Shore Advisory is able to assist my clients to obtain their credit goals and educate them on the importance of maintaining one's credit. It is a positive reflection on me to refer my clients to a company like North Shore Advisory because of the service, courtesy and professionalism that is provided.
Gabrielle E. Stern- Signature Bank, Group Director and Senior Vice President
July 19, 2010
I just wanted to send you and your company a quick note of thanks. As a result of your services you have quickly and drastically assisted me in getting my credit score right where I thought it should be. Even after the reporting of my closing on a mortgage and a line of credit, my scores are currently as follows:
I will continue to practice your helpful and practical tips of the trade to maintain these scores and even strive to improve them. Meanwhile, my wife and I are more than pleased, relieved, and very excited to get on with the purchasing of a home!
July 13, 2010
Hello Miss Becker- I'm Daniel Gonzalez, the President of CABS at Monroe College. I met you on June 19th when you came to speak to our students. I wanted to thank you for taking the time to come in and talk about credit. The information you gave us, including how credit scores work, how to use credit cards to our benefit, and the "Tips on Credit" handout, was very helpful and interesting. I am sure many, if not all, in the audience found information that we could use to help us improve our credit scores. I found some information that I am going to use to guide me to improving my credit score so I personally appreciate the information you taught us. Also, as your event was the first I experienced as a club member, I was eager to see how an event like this could enhance my course studies. As a result of your presentation I walked away excited about the possibilities for understanding the real-world applications of the theories I'm learning. I wish we had two or three hours to explore the information you gave us. I had not gotten the opportunity to thank you earlier and I wanted to make sure you knew I/we appreciate your having taken the time to speak to us about this important subject. Hopefully we will have other opportunities to have events like this in the future.
Daniel Gonzalez- President of CABS at Monroe College
July 2, 2010
Keep doing a great job Tracy! I always recommend you. K.G. will be calling you soon she needs your help.
Paul Litvintsev- Thaureau Group
July 1, 2010
All- If you have a borrower with credit issues and it's affecting your pricing and/or even ability to get a loan approved, you may want to reach out to Tracy at North Shore Advisory to see if she can assist. She provides an excellent service, and has successfully helped several very happy clients of mine recently.
Justin Pfeifer- Metlife Bank of America, Home Loans
July 1, 2010
Tracy, you're the BEST!! You have come through for me on so many occasions...Don't change a thing, you're doing great!
Alex Elezaj- Bank of America
June 31, 2010
North Shore Advisory was referred to me by a loan officer who told me I had a long and extensive battle to fight. I had been unemployed three times, got divorced and lost my home while attending several (3) court cases. I became homeless and had no other choice than to be at the mercy of others. I didn't want to file bankruptcy because I had every intention of paying all my debt. However, creditors could care less about your financial and emotional stress. They just want their money.
The professionalism and caring you get from North Shore is impossible to find anywhere else. I have been fully independent all my life. I took care of myself, my family, and anyone else who needed me. After the severe emotional stress I had gone through, I finally accepted that I needed someone to help me so that I could take care of a mess (credit scores) that I had somewhat thought was hopeless. They became my voice when I had no strength to deal with any more trauma. If anyone knows what they're doing, it's North Shore Advisory.
North Shore has literally given me my life back. I am now seeing a light I couldn't see before. They treat you like an individual and not just another customer. Although I was a very strong person in the past I lost it somewhere with everything that was going on in my life. I feel like a person again. I'm not afraid anymore and I'm almost the person I was before my life fell apart. I owe it all to North Shore and "YES" your scores do go up.
I don't know what I would have done without Tracy and Cynthia who took the time to listen and understand what I went through and the situation I've been in. I was blessed when North Shore Advisory took me as a client.
June 29, 2010
I wanted to get back to you about the credit restoration service that I have had great results with. I would highly recommend that you give Tracy Becker's team at North Shore Advisory a call to help you out with this. I have seen them get scores up over 100 points in a matter of a month, so I recommend all of my clients to them.
Jim McPartland- Bank of America
June 15, 2010
I found North Shore Advisory, Inc. from the internet and decided to hire them to improve my company's Dun and Bradstreet credit scores. NSA successfully increased our Paydex Score from a 72 to an 80. Throughout the process there were new complications with our Vendors and there was no extra charge. We were updated consistently on our status and given information on what our role should be in the improvement of our score. NSA continued to work on our business credit well after they achieved the increase in our score. The follow up and customer service was excellent. I would highly recommend them.
June 9, 2010
Good news. I know you said my equifax score would increase from 717 to 740 but it actually went up to 798. Thanks!!! Excited to see what you can do with experian. Thanks!!!
June 7, 2010
It was a pleasure meeting you today and your talk was GREAT!
Karen Rohl-Kelly- DE Capital Mortgage LLC
June 2, 2010
Here are the scores for your client. His mid score is at least a 751!
Great to see you!! This is fantastic! Thank you so much Tracy!
Allie M. Baldassari- Senior Loan Officer, Bank of America Home Loans
June 2, 2010
787!!!!! So TransUnion is 751 and Equifax is now 787.
May 26, 2010
Hello again Tracy,
First, I'd like to take a moment to say thank you so much for your presentation here at Wells for the past 2 days. I found it to be very enlightening and informative, especially in the current economic climate. What a wonderful service that you provide! I will definitely be keeping your information at arm's reach for the future.
May 23, 2010
Wow! After inviting Tracy Becker to address our students on the subject of credit, I wondered how and what she could possibly speak about for an hour. Again, wow! What an impressive presentation - it was mind blowing! She not only blew us all away with her extensive knowledge and expertise, but she blew away our many long-held, outdated conceptions.
You would think that credit would be a dry and boring subject. WRONG! Tracy was refreshingly direct, timely and comprehensive on a range of important issues, yet she was easy to understand. She was articulate and poised and even injected humor with her lecture. If knowledge is power we were surely empowered. ALL CREDIT TO TRACY BECKER!
Arnold Fleischer- Adelphi University, Program Chairman
May 12, 2010
Thanks for sending your news letters. Very informative.
Theodore Ricci - HSBC
May 19, 2010
Everyone loved you and all of your tips. Please come back and visit come the fall! Thank you.
Linda Honan- Corcoran Union Square, Senior Managing Director
May 19, 2010
It was a pleasure speaking with you today. You have been a great help. Once I get my information together I will send it to you and then you will be able to quote me a price. What is the best way I can send it to you?
May 18, 2010
I just wanted to send you a quick note and let you know how enlightening your talk was today. I had many questions about my own credit and you have managed to shed some much needed light on it. I also have had clients that I needed help with their credit but I never knew about your services. Now that I am informed I will be sure to send them your way.
Thank you again for all the helpful advice. All the best.
Paul Kolbusz - Corcoran Union Square, Vice President
May 12, 2010
North Shore Advisory: A quick thank you for allowing me to feel civilzed once again. When I came to you over a year ago my credit was fair in the 600 range (maybe a bit lower). I am proud to say when I checked today it was a 729, in the EXCELLENT category. I am extremely thankful to you all. I am working towards being a homeowner and this surely is the first step. Many thanks to you all!!
May 3, 2010
I am in the banking business and referred a client to NSA recently. Within 30 days they increased the client's credit scores dramatically. The staff is lovely and very much service oriented. I would highly recommend them to anyone who needs credit advice and score improvement. They are a high quality company in an industry that is filled with scams.
Stuart N. Siegel -Ore Hill Advisors, Principal
April 28, 2010
Hi Tracy, Your "team" has been wonderful to work with so far. Will be sure to mention to clients asking for recommendations! Many Thanks,
April 13, 2010
Hi Cynthia, I'm going to go to that web-site and get those for you. They never came in the mail and I was definitley looking for them. Also, I just wanted to thank you for all of your hard work and I will definitely recommend you guys to all of my friends! Thanks again,
Hi Amanda & Tracy,
I am very pleased with my credit report. The average score is 744 now. I guess it concludes our engagement. The score is enough to get into a conforming mortgage as was the objective. I also do not have 30-50 days as I am getting the mortgage now. Again, thank you for the great job done.
April 13, 2010
I wanted to thank you for helping my client. I think he may have worked with Cynthia, but his Fico went from 692 to 782...amazing!! He can now qualify for an interest only loan which is what he wanted all along. I will definitely be sending you many more clients. Speaking of....did B.O. call you today? I also gave your info to A.S.... both also need to get over 700 Fico.
David B. Eisenman- JP Morgan Chase
Tracy, This is Steve Halpern one of the agents from Ac Lawrence. Thank you so much for coming to speak to us. My Fiance and I learned a lot. I've already passed your website on to two customers. I learned so much that can help me in my future personally, as an investor, and a real estate broker. You had mentioned that you would send us a copy of your one sheet as a pdf. I would like to forward that to a client who can use your help right away. Thank you in advance and i really appreciate what you do.
Steve Halpern- A.C. Lawrence
March 31, 2010
Thanks for the update. As we discussed yesterday, i am very appreciative of the work that North Shore Advisory has done on my behalf. The improvement in my credit score happened quickly, and it was significant. Because of your work on my credit score, two major banks offered me very attractive loans to finance my mortgage, Thank you for a job well done!
Dear Tracy, I had the pleasure of hearing you speak at my office, regarding credit. You gave us a very informative sheet entitled "Tips on Credit". I am in the process of putting together a mailing for my clients. It would be a 'Top ten pieces of Real Restate info' type thing and i would have links on some of them containing info pertinent to the subject. I would like to attach a link containing your tips and i was wondering if you have anything you could send me. Of course the link would also supply them with your name and contact info. Please let me know if you have anything you can send me to fit the bill.
Ruth Bienstick-Corcoran, Vice President/Associate Broker
March 20, 2010
I wanted to thank you for all of the information you gave us at our meeting the other day. I've already started using some of the suggestions and finding customers very receptive! I had two borrowers in the office this morning that were reviewing their credit report and noticed inconsistencies on their employment history. Do you know if that would have any effect on their scores?
Thanks for your help! Jennifer Gethins- JP Morgan Chase
My client is very happy with your service. Thanks again for all your help.
MM - Mortgage Consultant
February 9, 2010
February 22, 2010
Tracy, Thank you so much for responding to my email. I appreciate your honesty about the reality of improving my score even though you might not be able to help me in this instance. I will definitely keep you in mind for the future!
was referred to Tracy Becker
and North Shore
Advisory, Inc. by my mortgage
banker who found an erroneous but very damaging entry on my credit reports
which resulted in a substantial lowering of my score. Tracy not only
gave me excellent practical advice on how to resolve the problem, which
I was able to do, but she responded to many questions virtually
immediately and with clear, helpful answers. Tracy is a pleasure to
work with and really knows her stuff. Anybody who needs help with a
credit issue should definitely work with Tracy and Northshore.
February 1, 2010
Tracy and her staff did a fantastic job improving my credit score by 100 points right before we applied for a mortgage. Just by removing all the little inaccuracies on my report saving us thousands of dollars by giving us the ability to qualify for a mortgage we would not be able to get otherwise. Great Job Guys
Thank you for speaking at our meeting today it was both enlightening and informative. You educated us on all the important facts we need to know about credit and credit scores. The response from our agents was very positive and they appreciated how clearly you addressed all our questions. We now have someone we can highly recommend to all our customers and clients. Thank you again for all of your time, it was a pleasure to meet you.
Christine Paskalides-Claire D. Leone Real Estate
January 12, 2010
Thanks so much for speaking with us today. Some speakers help us snooze, others are interesting, but you... you were fabulous! Every word out of your mouth was informative and interesting and you certainly proved that you are up-to-date on all the changes in your industry. There was a lot of talk in the office after you left of how much we all enjoyed your presentation. I spoke with Amanda in your office and she kindly emailed me (in less than a minute!) the PDF form of your handout. I am going to send it to everyone on my mailing list. Buyers and sellers are tired of being pitched to, but i find that when I can give them information that is not in every magazine and newspaper, they are very appreciative. Thanks again. I look forward to working with you in the future.
Debbie Isaacs, VP- The Corcoran Group
Tracy, Tracy, Tracy!!
I can't thank you enough for your continued support. You continue to amaze me and awe my clients... I've gained the trust and loyalty of many clients due to your services... I hope everyone else you work with has the same success & experiences I have with you... You are truly a credit blessing! (to say the least)... Thanks as always,
Alex Elezaj - Bank of America
November 19 , 2009
Tracy- It was very nice meeting you yesterday at our sales meeting. Your presentation was very informative and I've already given your contact info to a potential client. The "Tips on Credit" handout is great and I know you mentioned you had that as a PDF that we could share with clients and referral sources. Can you please send me a copy? Thank you.
Tracy and North Shore Advisory are amazing. Not only did they help me fix my credit report, they also went way beyond to explain the intricacies of credit reports, how to get higher scores: invaluable advice you never read anywhere. The level of customer service is impressive: I always got an answer right away, they regularly followed up and kept me updated, Tracy and her team helped by calling all the places that needed to be called, and they always went much further than they had to to make my life easier (and get my credit rating where it needed to be). I highly recommend them to anyone with credit report worries.
September 15, 2009
Your company is doing a fantastic job. You have truly changed the quality of my life. I am no longer embarrassed when i apply for anything. I am confident and definitely more responsible with my financial business.
Tracy, i spoke to Tim last night and he gave me the good news that my credit scores were all above 700 with one at 752!!! You are a “rock star.” Thank you!
June 12, 2009
Peter, I just ran Z’s credit report. Her scores are 741---712---750 WOW ! Tracy & her team did a fabulous job. Now we can get started on your underwriter preapproval. With her mid score of 741 and your Premier status, you'll be able to use all the best mortgage programs at HSBC!
750 I think was the middle score. YOU DID IT!!! Thanks Tracy, now I have MY work cut out for me…to be continued….great job.
Victor Shaio - Bank of America
February 11, 2009
Amanda- Nice job on this one. Faster work than I expected. It’s amazing you were able to get his scores from 620 to 695. You’re really under promising and over delivering…thanks.
Robert Metaxas – Bank of America
Tracy, It was lovely meeting you today at Bank of America. I want to thank you for an informative afternoon of valuable information. You are an asset to your company and profession.
Joann Wasserman Bank of America
November 12, 2009
Amanda, Please find G’s new credit attached. GREAT JOB!!!! We now have: R: 730, 748, 727 G: 698, 729, 721
Greg Gajewski Hanover Mortgage Corp
Just a quick note to say I love your newsletters and I think they are highly informative. You guys do a great job and I will certainly continue to refer clients to you.
November 17, 2009
Tracy-Thank s so much for joining us today. I thought that your presentation was great. I think ½ hour will allow us to both cover the topics we need to address. I like to make sure that the meeting does not exceed an hour. See you tomorrow. Thanks!!
Hello Tracy, I wanted to thank you for a wonderful meeting last night. You had everyone calling me today, thanking me for such a great choice of speakers. I hope you get many referrals from the meeting. I especially want to thank you for showing up after not feeling well. I spoke with Delvis Valdes and he said he was in the process of using your service already. Please forward his 3 reports to me as soon as you have them as I am in the middle of trying to finance something for him and I don't want to do anything to lower his score. Again, I thank you for your professional presentation and I am confident that I will refer you to all I come in contact with that will need your service. Continued success to you and your organization.
Ed Czizik Empire State Bank, NA
July 22, 2009
Rob-here is a copy of the credit report. Tracy has increased the score by 64 points!! I will prepare the loan options ASAP. Thanks again, Tracy.
Alex Elezai- Bank of America
Dear Tracy, I can’t thank you enough for sharing your extraordinary expertise with us at our recent credit seminar. All in attendance found it to be very useful in helping them navigate through the frequently misunderstood and often times difficult credit process. Your patience in answering all of their questions and addressing all of their concerns in a clear, caring manner was sincerely appreciated. Although there are others that have gone into the credit restoration business few, if any, have a better reputation or are more knowledgeable than North Shore Advisory. We are fortunate, as an office, to have you as a resource. I hardily recommend the services of North Shore Advisory, Inc.
Barbara Sanderson Branch Manager – Prudential Douglas Elliman Real Estate
February 13, 2009
Thank you so much for presenting at our office in Smithtown. Five of my clients came and they all were so appreciative for the information. They commented on your competence and your caring. I am going to pass on the information to other clients who were unable to attend.
Alice Becker- Prudential Douglas Elliman Real Estate
January 3, 2009
I just want to say how happy I am we’ve found you. I admire folks who get into a business where people are happy to see you. That’s how I’ve always been. We have a feeling- if you can’t fix it, no one can…!
December 30, 2008
Thank you very much for your services. I am very pleased with the results of my credit report. At this time I would like to end my current contract with you. Thank you again!
Dear Tracy, I would like to take this opportunity to extend my sincere appreciation for the great presentation you gave at our company retreat last Wednesday. I received outstanding feedback from all of the agents. You did an outstanding job and It was truly appreciated.
Harold Maniram Broker/Owner -Century 21
May 23, 2002
Tracy, I would like to personally thank you and the team for assisting me; your staff is very professional and friendly. Tracy, I must admit that at the outset of this process, I was a little skeptical because I thought that companies such as yours were nothing more than scams. However, let me just say for the record, yours is not. I am pleased to say that you lived your word. I truly thank you for honest service. Keep up the good work!
Sincerely, Tonya C.
Enclosed is recent correspondence from Equifax for your files. I also want to thank you and your team for your efforts to date. My credit scores have improved sufficiently to permit me to get the financing necessary for my new home. As a result, you can suspend further action on my behalf in this matter. If you have any further instructions for me, or have any questions, please call me.
June 21, 2001
Dear North Shore Advisory,
This is to notify you that I no longer have a need for your credit restoration services. Thanks to your help, my mortgage application has been approved, and I will be moving into my new home next month. Let me take this opportunity to state that I am favorably impressed with your company and the services that you provide. In less than nine months, you managed to transform my credit report from embarrassing to outstanding, all within a fee structure that was both reasonable and fair. I was recently able to obtain a substantial mortgage at a competitive interest rate with no hassles. The bank even stated that my credit was “excellent”. This was certainly not so before we started working together. I received a letter from Trans Union about halfway through this process stating that “credit repair services…may be deceiving customers and…misrepresenting services.” If such credit repair services exist, North Shore Advisory is definitely not one of them. As far as I’m concerned, Trans Union is deceptive, and North Shore Advisory has represented my best interests extremely well, all at a relatively small cost to me. Please feel free to use me as a reference to any potential clients who may be questionable about your services. I am one for your success stories! Thanks again!
Sincerely, Nicholas B.
Just a note to thank you for all you’ve done over the two year period to totally clean up my credit. Not an easy job!! I really appreciate how you were always available to me on the phone and item, by item; you followed through until all the credit reports were finally given a “clean bill of health”. I’ll recommend your services to all those in need. You have my undying loyalty.
November 17, 2000
New reports from Experian! Keep up the great work! Just for your edification, Tim and I both received unsecured credit cards within the past two months! Hurray for North Shore!
To whom it may concern:
I want to extend my sincerest gratitude for all the work you have done in repairing my credit. Without your professional services i would not have been able to obtain a mortgage for a new home and refinance my COOP. Unfortunately, I will no longer be needing your services. Again I want to thank you all and I will be highly recommending your company to others.
December 17, 1997
Just a note to thank you and North Shore Advisory for helping to reduce my credit problems. I have to say I was quite leery when I first started this process, but I couldn’t be more pleased with the results to date. Most recently, I was able to refinance my mortgage from 14% to under 8% and applied and received a Gold American Express Card (even though I have a very high income I know they are very conservative when it comes to your credit rating). Enclosed are my latest credit reports. Hopefully, you can still do a little more “cleaning.” Again, thanks for your help and have a very happy holiday.
I want to express my incredible gratitude to you and your company for everything. I have never had the pleasure of working with someone who works as quickly and efficiently as you. You have a huge heart; I cannot begin to tell you what a difference you made to me and my family. My association with North Shore Advisory and your references was the only good in what was a long emotionally draining experience. As I attempt to restore my finances and work with you to hopefully recoup some of the money I feverishly spent; I want you to know your generosity, patience and expertise will never be forgotten. To say I would have never received a mortgage without you is an understatement. I will be referring you to everyone I know in need of your services. Once again thank you so much.