http://northshoreadvisory.com For over two decades, I have owned and operated various companies related to credit. I enjoy Public Speaking across the Country where I work with all kinds of Professionals, helping them find solutions to Credit Problems. I am a Certified Fico Professional and have Expertise in both personal and business credit. I educate Bankers, Realtor's, CPA's, and Finance Experts on Credit from A-Z. I have also recently published my second book, "Credit Score Power". Lastly, I've been interviewed on national Television and Radio as a Credit Expert. Feel free to contact me if you have any credit questions or clients who wish to increase their credit score. en-us Tue, 26 Jun 2012 13:00:00 GMT (C) 2012 Tracy Becker, President & CEO of North Shore Advisory, Inc. Credit Expert Tracy Becker For over two decades, I have owned and operated various companies related to credit. I enjoy Public Speaking across the Country where I work with all kinds of Professionals, helping them find solutions to Credit Problems. I am a Certified Fico Professional and have Expertise in both personal and business credit. I educate Bankers, Realtor's, CPA's, and Finance Experts on Credit from A-Z. I have also recently published my second book, "Credit Score Power". Lastly, I've been interviewed on national Television and Radio as a Credit Expert. Feel free to contact me if you have any credit questions or clients who wish to increase their credit score. Tracy Becker tracy@northshoreadvisory.com no paola@northshoreadvisory.com (Paola Garcia Cardenas) Tracy Becker Tracy on WOR710 - October 26, 2012 Tracy discusses financial life after a bankruptcy and options for consumers to consider. Credit is never terminal and being informed can lead to a smoother recovery process. Tracy discusses financial life after a bankruptcy and options for consumers to consider. Credit is never terminal and being informed can lead to a smoother recovery process. http://northshoreadvisory.com/media/WOR710Oct26_2012.mp3 Tue, 06 Nov 2012 12:25:00 EST 9:25:00 credit, education, real estate, tracy becker, north shore advisory Tracy Becker Tracy on WOR710 - September 22, 2012 Tracy discusses how rental payment history can be used as a way for landlords to approve or reject an application for a lease and what credit score landlords use to evaluate an applicant. Tracy discusses how rental payment history can be used as a way for landlords to approve or reject an application for a lease and what credit score landlords use to evaluate an applicant. http://northshoreadvisory.com/media/WOR710Sept22_2012.mp3 Fri, 28 Sep 2012 15:45:00 EST 9:51:00 credit, education, real estate, tracy becker, north shore advisory Tracy Becker Tracy on WOR710 - August 18, 2012 Tracy discusses what you need to know about credit when you are going into co-ops and condos. Tracy discusses what you need to know about credit when you are going into co-ops and condos. http://northshoreadvisory.com/media/WOR710Aug18_2012.mp3 Mon, 20 Aug 2012 10:45:00 EST 5:58:00 credit, education, real estate, tracy becker, north shore advisory There are many factors that are affecting your credit causing your scores to linger at a low level... http://northshoreadvisory.com/pdf/LohudAug3_2012.pdf http://northshoreadvisory.com/pdf/LohudAug3_2012.pdf Tue, 7 Aug 2012 9:30:30 EST This is why joint accounts and co-signing can be a very bad idea, even when you are married. http://northshoreadvisory.com/pdf/DailyNewsAug3_2012.pdf http://northshoreadvisory.com/pdf/DailyNewsAug3_2012.pdf Fri, 3 Aug 2012 15:45:00 EST Tracy Becker Tracy on WOR710 - July 28, 2012 Tracy discusses the Consumer Financial Protection Bureau and its recent announcement to begin government regulation of the credit bureaus. Tracy discusses the Consumer Financial Protection Bureau and its recent announcement to begin government regulation of the credit bureaus. http://northshoreadvisory.com/media/WOR710June30_2012.mp3 Sat, 28 Jul 2012 11:00:00 EST 9:10:00 credit, education, real estate, tracy becker, north shore advisory, CFPB Every time a creditor analyzes and underwrites your credit card application, a copy of your credit report is reviewed, causing a hard inquiry which can drop scores 2-5 points. http://northshoreadvisory.com/pdf/LohudJul21_2012.pdf http://northshoreadvisory.com/pdf/LohudJul21_2012.pdf Tue, 24 Jul 2012 15:45:00 EST If a bad credit score pushes up your interest rate by even one percentage point, you could end up paying $85,000 more over the life of a $400,000 loan, according to Tracy Becker. http://northshoreadvisory.com/pdf/SouthCoastTodayJuly15_2012.pdf http://northshoreadvisory.com/pdf/SouthCoastTodayJuly15_2012.pdf Tue, 17 Jul 2012 15:12:30 EST Since the 760 Fico score you have is so exceptional, having the realtor use the actual print out of your scores when presenting your offer to the seller can bring great value. http://northshoreadvisory.com/pdf/LohudJuly12_2012.pdf http://northshoreadvisory.com/pdf/LohudJuly12_2012.pdf Thu, 12 Jul 2012 13:46:30 EST Most consumers do not realize that just applying for a credit card can hurt credit scores. Every time a creditor analyzes and underwrites your credit card application a copy of your credit report is pulled causing an inquiry which can drop scores 2-5 points... http://northshoreadvisory.com/ShoppingCreditCardStrategize.htm http://northshoreadvisory.com/ShoppingCreditCardStrategize.htm Wed, 11 Jul 2012 9:30:00 EST If a bad credit score pushes up your interest rate by even one percentage point, you could end up paying $85,000 more over the life of a $400,000 loan, according to Tracy Becker... http://www.northshoreadvisory.com/pdf/NorthJerseyComJul8_2012.pdf http://www.northshoreadvisory.com/pdf/NorthJerseyComJul8_2012.pdf Mon, 09 Jul 2012 16:20:00 EST Tracy Becker Tracy on WOR710 - June 30, 2012 Tracy and Dottie discuss divorce and credit. Tracy and Dottie discuss divorce and credit. http://northshoreadvisory.com/media/WOR710June30_2012.mp3 Sat, 30 Jun 2012 10:00:00 EST 9:50:00 credit, education, real estate, tracy becker, north shore advisory Tracy's advice: It is always nice to feel you are sharing in building a future with your partner. But generally speaking, it's not a good idea to open joint accounts. http://www.northshoreadvisory.com/pdf/DailyNewsJune27_2012.pdf http://www.northshoreadvisory.com/pdf/DailyNewsJune27_2012.pdf Wed, 27 Jun 2012 12:27:00 EST Tracy answers a question regarding divorce and mortgages on the LoHud.com website. http://www.lohud.com/apps/pbcs.dll/article?AID=2012306230026 http://www.lohud.com/apps/pbcs.dll/article?AID=2012306230026 Mon, 25 Jun 2012 16:20:00 EST Tracy Becker Tracy on WOR710 - April 14, 2012 Tracy and Dottie discuss the pros and cons of high fee credit cards. Tracy and Dottie discuss the pros and cons of high fee credit cards. http://northshoreadvisory.com/media/WOR710April14_2012.mp3 Sat, 14 Apr 2012 10:00:00 EST 3:24:00 credit, education, real estate, tracy becker, north shore advisory